MEET TRACEY JOSS, YOUR FINANCIAL WELLNESS DREAM STRATEGIST
Crafting personalized strategies to help you take control of your finances and build lasting security with confidence.
Welcome to Dream Tracer!
Hi, I'm Tracey but you are welcome to call me Trace. I am a passionate Financial Strategist dedicated to helping you achieve your financial goals with clarity, confidence, and purpose. I believe that everyone, regardless of their current financial situation, has the power to transform their financial future. With a deep understanding of personal finance, wealth management, and long-term planning, I’m here to guide you on your journey to financial freedom—whether you're just starting or looking to optimize your financial strategy.
My Journey
I was fortunate to grow up in a family that prioritized smart financial planning. My parents always made thoughtful decisions about money, from investing to saving, and their careful approach created a strong foundation for our family’s future. I watched them navigate the complexities of finances with grace, always planning for tomorrow while staying grounded in the present.
In 2022, I experienced a profound loss—both of my parents passed away within eight months of each other. It was a devastating time, but as I reflected on their lives and the legacy they left behind, I realized just how deeply their financial foresight had impacted me and our family. Their planning didn’t just give us financial security—it gave us peace of mind during an incredibly difficult time. This experience inspired me to step into the world of financial strategy. I wanted to carry forward the lessons they taught me and help others create the same kind of legacy for their own families.
This early experience planted a seed—one that eventually blossomed into my passion for helping others achieve financial security. I’ve seen how a personalized financial strategy can empower individuals to achieve their dreams—whether it’s paying off debt, building wealth, or planning for retirement. I created Dream Tracer to share the insights and strategies that have helped me—and many others—transform their financial lives.
Before pursuing financial strategy, my career was rooted in the healthcare industry. I spent several years in corporate healthcare, where I gained valuable experience in consulting and strategic planning. I also owned a franchise territory in the healthcare space, further deepening my understanding of business growth, financial management, and decision-making. Over the course of about 14 years, I honed my skills in leadership, problem-solving, and financial oversight—all of which I now apply to my work as a Financial Strategist.
Through Dream Tracer, I aim to provide others with the knowledge, tools, and strategies to build lasting financial foundations—ones that will continue to support and guide them for generations to come.
My mission is to help you achieve financial security, peace of mind, and a legacy that will live on for your family, just like the one my parents built.
Let's Work Together
Whether you’re ready to take control of your financial future or just want to explore your options, I’m here to help. Let’s turn your dreams into a reality—one smart financial decision at a time.
Feel free to contact me to schedule a one on one complimentary consultation, or explore my resources to get started.